108 Batten Board Way Woodstock, GA 30189
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About this home
PRICE IMPROVEMENT to $529,000 3.13% ASSUMABLE RATE FOR QUALIFIED BUYERS! Seller Incentive $2,500 Any Way You Want It! This immaculate 2021 Frisco by Davidson Homes offers a spacious open floor plan on the main level. The gourmet kitchen is perfect for entertaining with a large central quartz island. Stainless steel Kitchen Aid and Whirlpool appliances, high-speed vent-hood, recessed 5 burner gas stove-top, 42" soft close doors and drawers, quartz countertops and an oversized, double-door kitchen pantry with shelves all add to this beautiful home. The cosy living area features a linear electric fireplace, and hardwood floors are in the living areas with ceramic tile in all bathrooms. The homes boasts 11ft ceilings on the main floor, 10ft ceilings on upper floors and 8ft interior doors throughout. Oak-tread stairs with high grade carpet lead up to three carpeted bedrooms and the laundry room with ceramic tile, custom cabinetry and a wash basin. The generous primary bedroom suite has a large shower and double vanities, an oversized closet with 'Spacemaker' design built-ins, and off the primary suite is a private, covered deck with ceiling fan, perfect for your morning coffee. Both additional bedrooms have ceiling fans and walk-in closets with shelving, and custom plantation shutters. Multiple upgrades to the home include: on-demand hot water heater (full home); garage shelving and storage; built-in whole-home Wi-Fi router/extender; custom window treatments throughout, including German-engineered ceramic tint on windows and doors (excluding dining room), motorized, remote-control shades in living and dining room, custom light filtering shades and custom blackout drapes in the primary bedroom. Dual zone HVAC unit with smart thermostats upstairs and downstairs, and custom under-stair security storage. The garage has a Wi-Fi -enabled Smart garage door system and the front and back of the home are landscaped. The upper deck and lower patio could be converted to a screened-in or enclosed porch and the back and side sod areas of the home can easily be enclosed for pets. The village at Towne Lake is not just a beautifully maintained gated community of fabulous homes and excellent amenities, it's a whole lifestyle! The HOA maintains the lawns and pine straw around the home and provides weekly maintenance for the community and home owners. Security 12pm-10pm 7 days a week. The gated community has 2 access entry/exit points. All neighborhood streets are planned to be repaved during 2025. An extensive neighborhood landscaping project was recently completed. The elegant clubhouse has an indoor and outdoor fireplace, pool with tables/umbrellas, gym, pool table and kitchen area all of which can be reserved for private celebrations and gatherings for no additional fees (clean up only).Social events currently include monthly Saturday morning coffee/snacks, book club, and more. There is a large fire pit with seating to enjoy s'mores and socializing, 3 fenced dog parks with artificial turf. Walkable neighborhood with easy access to Woodstock Greenprints trail system and access to vibrant downtown Woodstock.
Source: GAMLS #10609699
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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