108 Coca Ln Rotonda West, FL 33947
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About this home
Live the Florida lifestyle in Rotonda Lakes and only ½ Mile to the Cape Haze Trail! Welcome to your perfect blend of comfort, convenience, and Florida charm. This 3-bedroom, 2-bathroom pool home sits on a double lot on a peaceful cul-de-sac road in Rotonda Lakes, part of the desirable Rotonda West community that offers close proximity to five premier golf courses and countless activities for active living. From the moment you pull up, you’ll be impressed by the painted and sealed (2025) concrete driveway, tropical landscaping, stately palms, screened garage door, and 2023 architectural roof. The impact-resistant double glass entry doors open into a bright and inviting floor plan with tile flooring in the main living areas, high and tray ceilings, and wide sliding glass doors that bring the outdoors in. The kitchen features solid surface countertops, ample white cabinetry, a breakfast bar, and a cozy nook with an aquarium window overlooking the pool and spa. The primary suite provides private lanai access and a peaceful view of the pool, while the ensuite bath includes dual sinks and a walk-in shower, retiled in 2025. Two additional guest bedrooms with reach-in closets and a full guest bath with a tub/shower combo offer plenty of comfort for family or visitors. The interior laundry room adds convenience, and just beyond it, a built-in desk area creates a great space to work from home. Additional highlights include impact front door, plantation shutters in the bedrooms and bathrooms, an irrigation system, freshly painted interior, 2024 water heater, and a newer pool heater. Step outside to your private retreat featuring a heated pool and spa surrounded by lush landscaping, creating a serene and secluded atmosphere. The spacious lanai and patio area are perfect for entertaining, grilling, or simply relaxing after a day on the greens. Just minutes away, you’ll find excellent restaurants, waterfront tiki bars, shopping, and entertainment, along with public boat and kayak launches, pickleball and tennis courts, and some of the area’s most beautiful Gulf beaches. Make 108 Coca Lane in Rotonda Lakes your next home.
Source: STELLAR #D6144479
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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