108 Linda Ln Marietta, SC 29661
Your savings
About this home
Charming Home Near Downtown Travelers Rest! Welcome to this beautiful home located just under 5 miles from the bustling downtown Travelers Rest, where you'll find an abundance of shops and dining options. Nestled in a peaceful rural setting with lovely pond views, this home features a fenced backyard and an inviting wrap-around porch, perfect for enjoying your morning coffee or unwinding after a long day. As you enter, you are greeted by gleaming hardwood floors throughout the main living areas, creating a warm and welcoming atmosphere. The kitchen is generously sized, complete with a large island that serves as both a workspace and a gathering spot. It is equipped with sleek cabinets, gorgeous countertops, and modern appliances, making it a delight for any culinary enthusiast. An adjoining dining room ensures ample space for entertaining family and friends, while the expansive great room features a stunning river-rock wood-burning fireplace, ideal for cozy gatherings during chilly evenings. Additional highlights of this lovely home include tasteful paint choices, stylish light fixtures, and elegant plumbing fittings. The bathroom also impresses with its tasteful fixtures, including a chic vanity and a beautifully tiled shower. All of this can be yours at the appealing price of just $199,900. Take advantage of this fantastic opportunity and make this charming house your home today!
Source: GREENVILLESC #1561770
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.