108 Madison St Canton, GA 30115
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About this home
Welcome to this rare, expansive three-story modern home located in the highly desirable Carson Creek neighborhood-known for its family-friendly atmosphere, community pool, and playground. Designed with growing families in mind, this home offers the perfect balance of space, comfort, and luxury. Recently upgraded with brand-NEW HVAC systems (complete with a 10-year transferable warranty), the home ensures year-round comfort, even during the hottest summer months. Each bed room is fitted with ethernet connectivity to keep everyone connected to make the gamers in the home more than happy. Step inside to discover a spacious open-concept layout, ideal for family living and effortless entertaining. The large sunroom off the kitchen fills the space with natural light, while the oversized living room with a cozy fireplace is perfect for relaxing evenings or gatherings with loved ones. Step out to the back patio, where an outdoor fireplace makes chilly fall and winter nights warm and inviting. A formal dining room with elegant wainscoting and crown molding sets the scene for memorable holiday meals. Remote work is elevated in the private home office, featuring coffered ceilings and a custom barn door for added character. Throughout the home, thoughtful details like wainscoting, crown molding, and upscale finishes create an atmosphere of modern sophistication. The unique and family-friendly layout continues upstairs. The second floor features a large laundry room with direct access to the master closet-making chores a breeze. The primary suite is a true retreat, complete with a sitting room, fireplace, dual walk-in closets, and spa-like en-suite bath. Two additional bedrooms on this level include a private en-suite and access to a full hallway bath, making it ideal for siblings or guests. A cozy loft area offers a perfect space for movie nights, gaming, or study sessions. On the third floor, you'll find a large media room-great for teen hangouts, gaming, or home theater use-plus two generously sized bedrooms with walk-in closets and a shared full bath. Families will appreciate the convenience of being within 6 miles of top-rated schools, including Holly Springs Elementary, Dean Rusk Middle, and Sequoyah High School. Enjoy weekends at any of the six nearby parks, including three located just off Hickory Road. Everyday errands are easy with two major grocery stores and a wide variety of local restaurants and bars in Hickory Flat Village just minutes away. There is a new and exciting mix use center "Town center" slated to be built right at hickory rd and holly springs road that will provide even more entertainment and restaurants to the area. This area of hickory falts & Holly Springs is more than a home-it's the perfect place for your family to grow, thrive, and create lasting memories. This area is the ideal location for you and your family to turn the page on a new chapter of your journey.
Source: GAMLS #10559955
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.