10811 Providence Oaks Dr Riverview, FL 33578
Your savings
About this home
Wonderful opportunity to own this charming pool home on a spacious 1/3-acre lot in the heart of Riverview! Tucked away on a peaceful dead-end street with only 20 homes, this property offers peace of mind with no through traffic—perfect for letting the kids safely play outside. Plus, enjoy the freedom of NO HOA, NO CDD, and LOW TAXES! Step inside to discover a beautifully maintained home with no carpet, featuring gleaming wood-look laminate floors throughout and tile in the bathrooms. The spacious, eat-in kitchen is a showstopper with granite countertops, stainless steel appliances, decorative backsplash, and a breakfast bar. The kitchen seamlessly connects to the expansive great room, creating the perfect layout for both everyday living and entertaining. The desirable split-bedroom floor plan offers ideal privacy. The primary suite is secluded to one side of the home, complete with a private en-suite bath and spacious walk-in closets, while two additional bedrooms are located on the opposite side, each featuring mirrored built-in closets and a shared full bath. Slide open the upgraded hurricane-rated sliding glass doors and step into your private backyard oasis! The screened pool and spa area, featuring a decorative tile inlay, offers plenty of space to relax or entertain, with a covered lanai showcasing a stylish bamboo ceiling for an extra touch of charm. The fully fenced backyard is designed for outdoor living and includes two storage sheds, a NEW fence, and a NEW concrete pad—perfect for parking your boat, RV, or other toys. All of this is nestled in a prime location, just minutes from restaurants, shopping, I-75, and the Crosstown Expressway. Don’t miss your chance—homes like this don’t stay on the market long! Schedule your private showing today!
Source: STELLAR #TB8399740
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.