10826 Trailing Vine Dr Tampa, FL 33610
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About this home
Enjoy the benefits of no CDD fees, low monthly HOA fees, and a prime location with easy access to I-75, I-4, I-275, and the Crosstown Expressway. Welcome to Waverly Village – Your Florida Lifestyle Awaits! Discover the perfect blend of comfort, convenience, and style in this move-in ready two-story home located in the desirable Waverly Village community. This solidly built 4-bedroom, 2.5-bath home features durable block and stucco construction on both levels and boasts a bright, open floor plan filled with natural light. The spacious kitchen is a chef’s dream, complete with: Granite countertops, Breakfast island with a custom sink, Stainless steel appliances, Abundant cabinet space and a Walk-in pantry for easy and organized food storage. Step outside to a large, fully fenced backyard—ideal for family gatherings and entertaining—featuring a custom pergola with stone pavers. Additional highlights include: Attached 2-car garage for your vehicles and hobbies. Close proximity to Brandon Town Center and specialty retail stores. Access to Tampa’s growing job market and world-class sugar sand beaches. Live just a short drive from major attractions in both Tampa and Orlando and embrace the family-friendly Florida lifestyle. Virtual Tour Available For a closer look, tap the tour link or search the address on Zillow for a 3-D virtual tour and floor plan. Don’t miss the chance to see this beautiful home for yourself!
Source: STELLAR #TB8388809
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.