10827 High Noon Trl Parrish, FL 34219
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About this home
One or more photo(s) has been virtually staged. Stunning 5-Bedroom Home with Assumable 2.75% Mortgage & Pond Views on Oversized Lot! Welcome to your dream home in the desirable Summerwoods community! This spacious 5-bedroom, 3-bathroom residence sits on an oversized lot with tranquil pond views and includes an assumable mortgage at just 2.75%—a rare opportunity for both luxury and savings. Inside, you’ll find an open-concept layout with stylish tile flooring flowing into a bright living and dining space. The gourmet kitchen is a showstopper, featuring white cabinetry, granite countertops, stainless steel appliances, a touchless faucet, and a sleek upgraded range hood. A first-floor bedroom and full bath offer flexible living options—perfect for guests or multi-generational households. Upstairs, the serene primary suite includes a spa-like en-suite bath and spacious walk-in closet. Three additional bedrooms, a full bath, and a versatile loft complete the upper level. Recent upgrades include plush new carpet, modern ceiling fans, and custom faux wood blinds throughout. Enjoy the Florida lifestyle outdoors with a large backyard overlooking a peaceful pond—ideal for entertaining or unwinding. Extras like app-controlled WiFi irrigation and an advanced 8-camera 4K security system add comfort and peace of mind. Summerwoods offers resort-style amenities, including a community pool, playground, dog park, and scenic trails. Just minutes from the new lagoon and located in rapidly growing North Manatee County, you’ll have easy access to I-75 and I-275 for quick commutes to Tampa, St. Pete, Sarasota, and beyond. Don’t miss your chance to own this beautifully upgraded home with unbeatable value. Schedule your private showing today!
Source: STELLAR #TB8404570
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.