10839 High Noon Trl Parrish, FL 34219
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About this home
One or more photo(s) has been virtually staged. Opportunity knocks – assumable mortgage at 2.75%! A $290,000 assumable mortgage available – priceless in today’s market. This four-bedroom, 2.5-bath home is designed for modern living, with a bonus room upstairs plus a flexible office/den to fit your needs. Premium lot and unmatched views. Nestled on a prime homesite with no neighbors behind, in front, or on one side, this property offers rare privacy and tranquility. Enjoy the unobstructed, stunning water views, preserve backdrop behind and in front, A peaceful setting with nature as your closest neighbor. Bright, open and move-in ready. Meticulously maintained and filled with natural light, this home features an open, airy layout for entertaining. Chef’s kitchen with granite countertops and upgraded appliances. Beautifully appointed window treatments throughout. Resort-style living at Summerwoods. In the heart of Parrish, minutes to Interstate 75 for an easy commute to Sarasota, Tampa and St. Pete, Summerwoods offers a vibrant, family-friendly lifestyle with a resort-style pool and splash pad, playground and dog park, and recreational rails for outdoor enjoyment. With regular food trucks, community events and social gatherings. This home isn’t just a place to live, it’s a lifestyle. Move in, unwind and enjoy everything Summerwoods has to offer.
Source: STELLAR #A4662549
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.