10853 King Nobel Ln Bealeton, VA 22712
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About this home
This beautifully updated Cedar Brooke Colonial sits on a desirable corner lot and offers 6 Bedrooms with 2 of them being NTC and over 4,400 square feet of finished living space. Recent renovations make this home truly move‑in ready, including a **FRESH PAINT THROUGHOUT**, a **COMPLETELY RENOVATED KITCHEN WITH NEW COUNTERTOPS, NEW LVP FLOORING, NEW SINK, FRESHLY STAINED CABINETS, AND UPDATED HARDWARE**, plus **BRAND-NEW CARPET BEING INSTALLED ON THE ENTIRE UPPER LEVEL**. The **MAIN AND LOWER LEVEL CARPETS ARE ONLY ONE YEAR OLD**, giving the home a like‑new feel. Inside, you’ll find a spacious and thoughtful layout featuring a formal living room, formal dining room, and a main level office, perfect for today’s lifestyle needs. At the heart of the home is a dramatic two-story family room filled with natural light and centered around a cozy gas fireplace. The updated gourmet kitchen is designed for both cooking and entertaining, showcasing a 5-burner gas cooktop, double wall oven, refrigerator, large center island, pantry, and all of the fresh updates that make it feel brand new. A finished basement with a full bathroom offers even more living space—ideal for a recreation area, guest suite, or home gym. The owner’s suite is truly impressive in scale, featuring a huge bedroom, walk-in closet, and a luxurious bath with a soaking tub, double vanity, and separate shower. Outdoors, a stamped concrete patio provides the perfect setting for gatherings, grilling, or quiet evenings. This home is conveniently located close to shopping, schools, and major commuter routes 28 and 17. With its combination of **NEW UPDATES**, spacious design, and features that make working from home a breeze, this property is the perfect blend of comfort, style, and convenience.
Source: BRIGHT #VAFQ2017904
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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