10860 Woodchase Cir Orlando, FL 32836
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About this home
One or more photo(s) has been virtually staged. Experience the blend of luxury, comfort and convenience in this beautifully updated single-story home in the desirable Avalon at Turtle Creek—a 24-hour guard-gated community in Dr. Phillips. Offering three bedrooms, two baths and 1,850 square feet of modern living space, this home also includes a 2-car garage and an array of resort-style amenities. Residents enjoy access to a large community pool, tennis and pickleball courts, basketball and volleyball courts, a clubhouse, walking trails, and a playground, all in a secure and beautifully maintained neighborhood. Curb appeal abounds with freshly updated, low-maintenance landscaping in the front yard, cared for by the HOA for a carefree lifestyle. Inside, the open-concept layout is enhanced by elegant 48-inch plank tile flooring throughout the main living areas. The spacious living room features a stunning floor-to-ceiling custom stone fireplace, a built-in wet bar with white quartz countertops, floating wood shelves, stylish cabinetry and upgraded LED recessed lighting—ideal for entertaining or relaxing in comfort. The chef’s kitchen is a standout with 42-inch upper cabinets, stainless steel appliances, matte cement quartz countertops, and a sleek glass tile backsplash that combines functionality with modern design. The primary suite offers a serene retreat with a generous walk-in closet and a spa-like en-suite bath, while the secondary bath impresses with its stone grey subway-tiled shower. Go outside through sliding glass doors to your private, fenced-in backyard oasis, complete with a covered lanai—ideal for outdoor dining and entertaining. Just minutes from Orlando’s world-renowned attractions—including Disney World, Universal Studios and SeaWorld—as well as upscale dining on Restaurant Row, Bay Hill Golf Club and major highways. Zoned for top-rated Dr. Phillips schools, this home offers a rare opportunity to live in one of Orlando’s sought-after communities. Additional updates include a 2024 EV charger in the garage, 2019 HVAC system, 2013 water heater, and durable tile roof installed in 1996 (50-year life expectancy). Schedule your private showing today!
Source: STELLAR #O6334871
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.