1088 Daurian Dr Statham, GA 30666
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About this home
RATES AS LOW AS 3.99% AND SELLER PAID CLOSING COSTS!! BARROW COUNTY'S PREMIERE COMMUNITY features, a pool, tennis and pickle ball courts, walking trails, playground, and a clubhouse with serving kitchen and gathering room. Preserve at Dove Creek is a 100% USDA FINANCING qualified neighborhood. Must see the popular HAYDEN FLOOR PLAN 5 bedrooms, 3 FULL BATHS with owner suite and loft on the 2nd floor. Main floor features a guest bedroom with full bath along with 3 generous sized secondary bedrooms on 2nd floor. The Hayden offers a modern open concept layout beautiful kitchen with a large center island opens to the family room with a cozy fireplace. Separate flex room that can be used as a formal dining room or home office. Covered back patio, sharker soft close cabinet, quartz counter-top, and luxury vinyl flooring on the main level. Upstairs feature a large Owners suite with separate tub and shower and a big walk-in closet. Preserve at Dove Creek is located just 10 minutes from FORT YARGO STATE PARK and 20 minutes from ATHENS GA. We are located within 2.5 miles from 316, with easy access to the city and surrounding suburbs. ALL Homes are equipped with a Smart Home System and designed 3 Zoned Sprinklers Systems. Photos used for illustrative purposes and do not depict actual home. Incentives and prices are subject to change at any time. Contracts are submitted on Builders forms only.
Source: GAMLS #10538323
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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