10880 Warm Sunshine Dr Colorado Springs, CO 80908
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About this home
Welcome home to this beautifully maintained ranch-style home in the desirable North Fork at Briargate community. From the moment you arrive you will be impressed with the attention to detail. Step inside and you’ll immediately notice the gorgeous hardwood floors that flow through the great room, creating a warm and inviting atmosphere. The stylish kitchen is a true standout, featuring rich cabinetry with crown molding, stainless steel appliances, a subway tile backsplash, and abundant counter and cabinet space. A convenient breakfast bar makes it perfect for casual dining, while the adjoining dining area flows into the great room. Relax in the spacious great room with cozy fireplace, which opens to a covered 10x15 composite deck—ideal for entertaining or simply enjoying the mountain views. Down the stairs, discover a beautifully landscaped backyard complete with a flagstone firepit area, perfect for Colorado evenings. Custom window well covers add both safety and peace of mind. The main level offers a private primary suite, complete with a luxurious en suite bath featuring a spa sized shower, dual vanities, and a generous walk-in closet. A secondary bedroom and full bath are also conveniently located on the main floor. The garden-level basement provides even more living space, including a large family room, two additional spacious bedrooms, a ¾ bath, and plenty of storage. Additional highlights include an attached, finished, and insulated 2-car garage for energy efficiency. The home has had extra insulation blown in as well! Situated close to Powers, I-25, shopping, entertainment, and amenities, this home offers the perfect balance of comfort, style, and convenience.
Source: PPMLS #6318655
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.