109 Butternut Cove Pl Johnstown, OH 43031
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About this home
Exceptional One-Owner Maronda Home in Leafy Dell Subdivision! Welcome to this beautifully maintained one-owner home in the desirable Leafy Dell subdivision — offering space, comfort, and convenience throughout with 4 bedrooms and 3.5 baths! Step inside to an open floor plan perfect for modern living. The main level features kitchen with stainless steel appliances, center island, dining area and open to the living area with a cozy gas fireplace, bright home office with double French doors, a convenient half bath, and a two-car attached garage. Upstairs, you'll find four spacious bedrooms and two full baths, including a large owner's suite with a double vanity, walk-in closet, and private bath for your comfort. The second-floor laundry room adds extra convenience for busy households. The lower level is designed for relaxation and entertainment, offering a partially finished space with a kitchenette and wet bar and a full bath — perfect for guests, hobbies, or movie nights. The unfinished area provides ample storage and houses the utilities. Enjoy the Cedar fenced rear yard with large gates for ease of yard maintenance, perfect for pets, play, and outdoor gatherings. Plus, this home is within walking distance to the local elementary school, making it ideal for families. The wooded area behind the home offers a perfect back drop for those quiet evenings. This home truly has it all — thoughtful design, functionality, and a fantastic location in one of the area's most sought-after neighborhoods. Don't miss your chance to make this exceptional home yours! Schedule your private showing today!
Source: COLUMBUSOH #225039649
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.