109 Chloe Ct Boyd, TX 76023
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About this home
Discover an extraordinary lifestyle in this stunning 4-bedroom, 3.5-bathroom masterpiece nestled within the prestigious Knob Hill Estates. Set on a sprawling one-acre lot, this elegant residence blends sophistication with modern comfort. Inside, you’ll find refined touches like plantation shutters, rich hardwood floors, sleek granite countertops, and top-of-the-line stainless steel appliances, complemented by a water-circulating pump for instant hot water convenience. Embrace outdoor living at its finest with a beautifully enclosed screened patio featuring a cozy fireplace, perfect for intimate gatherings. The heated saltwater pool invites year-round enjoyment, with a max depth of 5ft it is perfect for some hydrotherapy. While a charming 400 sq. ft. guest cottage offers versatile space for visitors or additional storage. For hobbyists or those needing extra room, the property includes a meticulously designed 30x40 spray foam-insulated workshop, complete with electricity and a private bathroom. With RV parking and hookups, this home effortlessly combines rural serenity with modern practicality. Located just 15 minutes from vibrant shopping, dining, and the scenic Eagle Mountain Lake, and a mere 45-minute commute to downtown Fort Worth, this residence offers the best of both worlds. Don’t miss your chance to own this unparalleled haven of luxury and tranquility—schedule your private tour today!
Source: NTREIS #21017743
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.