109 S Santa Fe Trl Liberty Hill, TX 78642
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About this home
**Your Hill Country Hideaway Awaits!** Tucked at the end of a peaceful cul-de-sac in Liberty Hill, this charming 4-bedroom, 2-bath home sits on 1.26 acres of pure Texas bliss. With a freshly painted interior and exterior, this home is move-in ready and full of warm Hill Country character. Step out back and *exhale*—your custom 800+ sq ft deck overlooks a fenced backyard that backs to a tree-lined easement, offering unbeatable privacy and that "off-the-grid" feel—without leaving town. Whether you're sipping sweet tea at sunset or hosting a backyard BBQ under the stars, this outdoor space is made for making memories. Inside, you’ll find **spacious rooms**, **generous closets**, and updated touches throughout, including **2021 luxury vinyl plank flooring** in shared spaces—stylish, durable, and easy to maintain. The layout is flexible for work, play, or good old-fashioned relaxing, and the beautifully landscaped yard is ready for your next garden or game of catch. Let’s talk upgrades: a **Class 4 impact-resistant roof** (2021), **radiant barrier roof sheathing**, **new gutters**, and a **1,400-gallon rainwater collection tank** help keep things efficient, eco-friendly, and low-maintenance. Plus, you've got a **3-car garage** and a **separate storage shed**—because you can never have too much space. Liberty Hill ISD | Easy access to town | Hill Country views & vibe If you're looking for a slice of Texas where you can spread out, slow down, and soak it all in… this is it. **Come take a look—your backyard oasis is calling.**
Source: ACTRIS #7116404
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.