109 Sandpiper Dr Bastrop, TX 78602
Your savings
About this home
Welcome to this beautiful 5-bedroom, 3-bath home in the highly sought-after Colovista Country Club neighborhood. This spacious home has the perfect mix of comfort, style, and room to spread out. Inside, you'll find an open and inviting layout with plenty of space to relax or entertain. The kitchen is fully equipped with modern appliances, tons of counter space, and a breakfast area that opens right into the living room. The primary suite is your own private escape with a roomy en-suite bath and lots of closet space. With four more bedrooms and a dedicated home office or flex space, there's plenty of room for whatever life throws your way. Step outside and unwind on the back patio, perfect for enjoying quiet mornings or laid-back evenings. The neighborhood’s beautiful surroundings, tranquil atmosphere, and close proximity to nature make every day feel a little more relaxed. Plus, with downtown Bastrop just minutes away, you’ll have easy access to local shops, dining, and entertainment.
Source: ACTRIS #5377138
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.