1091 Pine St NE Conyers, GA 30012
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About this home
BACK ON THE MARKET AT NO FAULT TO SELLER!!!! PRICE IMPROVEMENT! Modern Elegance in Rockdale County - Fully Renovated 4BR/2BA Gem in Adam Estates. Step into stylish, turn-key living with this beautifully renovated 4-bedroom, 2-bath home nestled in the highly sought-after Adam Estates community. From the moment you enter, you'll be captivated by the bright, open-concept design that effortlessly connects the living, dining, and entertaining spaces-perfect for both everyday comfort and memorable gatherings. At the heart of the home, the stunning modern kitchen shines with its spacious island, sleek cabinetry, and contemporary finishes. Whether you're preparing a gourmet meal or hosting friends, this space is designed to impress. The oversized primary suite offers a tranquil escape with its luxurious tiled shower and generous layout, ideal for relaxation at the end of the day. Three additional bedrooms provide flexibility for guests, a home office, or a playroom, while a beautifully updated second bath enhances the home's functionality. Step outside to enjoy the expansive backyard and patio, ideal for entertaining, gardening, or simply soaking up the Georgia sunshine. Located just minutes from Conyers shopping, dining, and entertainment-and with quick access to I-20 and major expressways-this home combines modern comfort with unbeatable convenience. Move-in ready and filled with upgrades, this is a rare opportunity to own a fully renovated home in one of Rockdale County's most established neighborhoods. Don't miss out-schedule your private showing today!
Source: FMLS #7605844
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.