10921 Haven Park Cir Monrovia, MD 21770
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About this home
Welcome to a truly distinguished residence that seamlessly blends timeless elegance, modern sophistication, and effortless comfort. Perfectly positioned on a premium corner lot backing to mature trees, this exceptional single-family home offers over 4,000 square feet of beautifully curated living space designed to impress at every turn. From the moment you arrive, the home’s grand exterior presence, lush landscaping, and private setting create an immediate sense of prestige. Step inside to a breathtaking interior featuring rich hardwood flooring, custom millwork, designer lighting, and plantation shutters throughout—all setting the stage for elevated living. At the heart of the home is a chef’s kitchen that rivals any magazine spread. Outfitted with high-end cabinetry, premium stainless steel appliances, stone countertops, a spacious center island, and elegant tile backsplash, this kitchen is both a culinary dream and an entertainer’s delight. The seamless open flow connects the kitchen to a sunlit breakfast area and a gracious family room anchored by a classic fireplace, perfect for cozy gatherings or refined entertaining. Formal living and dining spaces offer sophistication and scale, featuring architectural detailing and generous proportions ideal for hosting elegant dinners and celebrations. Upstairs, retreat to the sumptuous primary suite—a serene sanctuary offering generous space, a spa-inspired en suite bathroom with dual vanities, soaking tub, and separate shower, plus an expansive walk-in closet. Three additional bedrooms provide ample comfort and flexibility for family, guests, or a home office. The lower level is a blank canvas with infrastructure in place and plenty of available space ideal for future lifestyle possibilities like a home theater, fitness studio, kitchenette, recreation lounge, or a guest accommodation with a full bathroom. Step outside to your private entertaining deck overlooking lush, tree-lined views, where tranquil mornings and elegant evening gatherings await. This exceptional outdoor space offers both privacy and natural beauty—an ideal extension of the home’s luxurious interior. Additional highlights include a two-car garage, abundant storage, elegant trim work, and a thoughtfully designed floor plan that balances grandeur with livability. Located in a highly desirable neighborhood near top-rated schools, fine dining, boutique shopping, and major commuter routes, this corner-lot luxury home represents the perfect fusion of location, sophistication, and comfort. ✨ A rare opportunity to own a residence that embodies elegance, privacy, and timeless appeal.
Source: BRIGHT #MDFR2071372
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.