10924 Wrenwood Park Houston, TX 77043
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About this home
Waterfront living meets lock and leave convenience minutes from City Centre and Memorial City. This sophisticated three story townhome offers 3 bedrooms, 3.5 baths, and a bright main floor with high ceilings, crown molding, and rich wood floors. The cook's kitchen features stone counters, stainless appliances, and an island that opens to dining and living for effortless entertaining. Step out to the balcony for morning coffee or sunset views. Each bedroom enjoys a private en-suite bath, ideal for guests or a quiet home office. An attached two car garage adds everyday ease. The gated community delivers two pools, walking trails, a fenced dog park, and three scenic lakes. Energy efficient geothermal AC and no known flood history provide peace of mind. Quick access to I 10 and Beltway 8. Zoned to highly regarded SBISD schools. Low maintenance, lifestyle focused living in a prime West Houston location. Welcome to upscale lifestyle living minutes from shopping and entertainment!
Source: HAR #56800514
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.