10932 Huron Peak Pl Peyton, CO 80831
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About this home
Set in the sought-after Meridian Ranch community, this beautifully maintained home pairs thoughtful upgrades with a spacious, inviting layout. Recent improvements include new roof with warranty, fresh interior and exterior paint, and new kitchen appliances including a refrigerator, microwave, and dishwasher. Two commercial-grade water heaters provide added efficiency and reliability. Inside, the home features a large open floor plan filled with natural light, a grand great room with soaring ceilings, a cozy fireplace, surround sound, and built-ins. The kitchen has a warm and welcoming feel with granite countertops, abundant cabinetry, and generous counter space. You'll find both an everyday dining area and a formal dining room, along with a main-floor bedroom for added flexibility. Upstairs, the oversized primary suite includes direct access to a private deck with sweeping views of Pikes Peak and could function as a separate entrance if needed. Outside, the property is surrounded by custom landscaping with stamped sidewalks, fruit trees, concrete planter boxes, and a matching storage shed. A custom back patio enhances the outdoor living experience and frames the mountain views. Located in a safe, walkable neighborhood with access to an incredible fitness center, both indoor and outdoor pools, a second fitness center currently under construction, a championship golf course, and a clubhouse. Meridian Ranch features its own deep-water wells and is known for its stellar schools. Conveniently close to shopping and dining, just 5–10 minutes away.
Source: PPMLS #3785360
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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