10933 Chapel Woods Blvd S Noblesville, IN 46060
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About this home
This stunning move-in-ready former model home in highly sought-after Chapel Woods offers timeless design and modern updates throughout. Featuring elegant crown molding, columns, arched entryways, and 9-foot ceilings, this home includes all-new waterproof vinyl plank flooring on the main level, new carpet upstairs, fresh paint and trim, updated lighting fixtures, and refreshed landscaping. The updated kitchen features granite countertops, a stylish backsplash, stainless steel appliances, and a nice-sized pantry. The bathrooms have all been updated with granite counters and modern finishes. The spacious layout includes a large family room with a gas log fireplace, formal dining and living room/office with detailed trim work, and a main-level primary suite with crown molding, a walk-in closet, and a luxurious updated bathroom featuring double vanities, a garden tub, and a separate shower. Upstairs you'll find three oversized bedrooms, all with walk-in closets, a large bonus room with a built-in entertainment center. The mudroom off the three-car garage provides ample storage, and the third bay is a hobbyist's dream with a custom workshop and lots of built-in shelving. Outdoor living spaces include a massive covered front porch and a back patio perfect for relaxing or entertaining. Many updates include a new roof (2022), HVAC system (2022), upstairs windows (2024), exterior paint (2024), water heater (2025), new flooring (2025), interior paint (2025), new lighting (2025) and granite (2025). Additional features include an irrigation system, generator hookup, and security system. Located close to dining, shopping, and Noblesville Schools, Chapel Woods offers a neighborhood pool and golf-cart-friendly streets. With every detail updated, this home is completely move-in ready!
Source: MIBOR #22066320
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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