10934 Wendover Dr Palmetto, FL 34221
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About this home
HURRICANE-PROOF BUILDING UPGRADES - NO FLOOD ZONE - LOW HOME INSURANCE - MOVE-IN READY! This meticulously maintained home is packed with high-end upgrades, smart technology, and thoughtful touches throughout. Located in a desirable neighborhood with HOA-covered amenities (including roof, exterior paint, yard work, and more), this home combines convenience, security, and style. Interior Features: Gourmet kitchen with double oven, 6 full-size burners, cast iron grill & griddle plates, and an oversized smart refrigerator/freezer with hot/cold water & ice capabilities Pull-out heavy-duty kitchen drawers for maximum storage, plus a pull-out trash cabinet Filtered waterspout in kitchen sink Updated microwave/convection oven Solid wood shelving in all closets and pantry—no wire shelves Spacious laundry room with built-in cabinets and countertop Remote-controlled ceiling fans in every room, including the lanai Smart, heavy-duty washer & dryer Bonus room with French doors—perfect for a home office or easily converted to a 3rd bedroom All showers have doors for a clean, modern look Comfort & Air Quality: Air purifying system built into the AC, plus UV light for added protection Whole-home water purification system Smart appliances throughout—many of which communicate with each other and with you Wooden shades throughout Exterior Upgrades: Sealed/coated driveway and garage floor Screen door and full all-around gutters Floored lanai, perfect for relaxing or entertaining Garage features: built-in side shelving, hidden overhead storage, bike holders, and a smart keypad garage door opener Safety & Security: Wired alarm system with sensors on every window and door Indoor & outdoor security cameras—no batteries to change, all professionally wired Panic alarm in second bedroom Connected fire alarm system Up-to-date hurricane protection features result in lower home insurance premiums This home is truly turn-key, offering peace of mind, luxury, and functionality in every detail. Don’t miss the opportunity to own a home that’s been upgraded with care and lived in with pride.
Source: STELLAR #TB8432866
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.