10959 Verawood Dr Riverview, FL 33579
Your savings
About this home
Welcome home to 10959 Verawood Drive in beautiful Riverview, Florida — a spacious and inviting 3-bedroom, 2.5-bath townhome offering nearly 1,700 square feet of comfortable living. From the moment you step inside, you’ll appreciate the open and functional layout, thoughtfully designed for both everyday living and entertaining. The main level flows seamlessly from the kitchen to the dining and family rooms, creating a warm, connected space filled with natural light. The kitchen offers abundant cabinetry, modern finishes, and a large breakfast bar that’s perfect for casual meals or gathering with friends and family. Upstairs, you’ll find generously sized bedrooms that provide plenty of privacy and versatility, along with a loft — ideal for a home office, media room, or play area. The primary suite features a walk-in closet and ensuite bath for added comfort and convenience. Enjoy low-maintenance living in a beautifully maintained, gated community just minutes from shopping, dining, major highways, and top-rated schools — all while enjoying the tranquility of a peaceful neighborhood setting. Located in the sought-after Lucaya Lake Club, residents enjoy resort-style amenities centered around a sparkling 78-acre private lake. Spend your weekends kayaking, fishing, or simply strolling along the water’s edge. The lakeside clubhouse serves as the heart of the community, featuring an event lawn, resort-style pool with cabanas and zero-entry access, and a fun splash park for the little ones. Stay active in the state-of-the-art fitness center overlooking the lake, or unwind at one of the many playgrounds, parks, and scenic walking trails. A community boat ramp, floating dock, and guard-gated entrance add to the comfort, security, and luxury of everyday life. Don’t miss the opportunity to experience this special townhome and the vibrant lifestyle that comes with it — schedule your showing today!
Source: STELLAR #TB8436042
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.