10971 Bufflehead Ct Jacksonville, FL 32218
Your savings
About this home
Welcome home to one of the most desirable homes in Osprey Landing. This stunning two-story sits beautifully inside a cul-de-sac, offering extra privacy and a large fenced yard that backs to peaceful woods. Situated on a spacious half-acre lot, the property provides plenty of room to spread out and enjoy outdoor living. The open floor plan feels bright and inviting, with tile floors throughout the main living area and a modern kitchen featuring rich espresso cabinets, a large island, and sleek black appliances. Upstairs, the spacious loft adds flexible living space for an office, playroom, or media area. The primary suite feels like a retreat with double sinks, a soaking tub, a separate walk-in shower, and a large closet. Step outside to a true backyard oasis with an extended patio deck, an above-ground pool, and a storage shed. There is plenty of space to entertain, garden, or simply relax in your private outdoor escape. Located near shopping, and easy access to the First Coast Expressway, this move-in ready home offers comfort, style, and privacy in one perfect package.
Source: REALMLS #2113408
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.