11 Fir Dr Ocala, FL 34472
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About this home
One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 4-bedroom, 2-bathroom home in Ocala, Florida, built in 2019 and offering just under 1,600 square feet of thoughtfully designed living space. Tucked away on a peaceful cul-de-sac, this home boasts incredible privacy with no rear neighbors, as it backs up to the federally protected Marjorie Harris Carr Cross Florida Greenway trail system. Imagine stepping into your backyard and enjoying the tranquil sounds of nature with views of lush greenery and wildlife—all while being only 3 miles from the Baseline Road Trailhead, one of the most sought-after outdoor recreation spots in Central Florida. From the moment you arrive, you’ll be greeted by mature landscaping, a charming covered front porch, and a completely fenced yard, creating a warm and welcoming first impression. Inside, the home opens to a bright and airy open-concept floor plan designed for modern living. The spacious kitchen features an oversized granite island, stainless steel appliances, shaker-style cabinetry, and tile flooring in all wet areas, making it both stylish and functional. It’s the perfect gathering space for friends and family to share meals, laughter, and memories. The primary suite is a private retreat, showcasing a tray ceiling, granite vanity, and a step-in tiled shower for a touch of luxury. The indoor laundry room adds convenience and organization to your daily routine. Every corner of this home has been carefully maintained, making it truly move-in ready. Perfectly positioned in one of Ocala’s most desirable areas, this home blends the best of comfort, privacy, and outdoor living. Whether you enjoy biking, hiking, or simply relaxing in your quiet backyard oasis, this property provides the ideal Florida lifestyle.
Source: STELLAR #OM712843
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.