11 Golf Ridge Dr Trabuco Canyon, CA 92679
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About this home
Experience the allure of golf course living in this inviting Dove Canyon home. Perfectly positioned on the green of the 5th and 6th hole of the prestigious Jack Nicklaus-designed course, this residence offers a picturesque backdrop to your daily life. This five bedroom, four and a half bath, golf course view home features a bonus room currently set up as an office and can easily be converted into a sixth bedroom. 11 Golf Ridge sits comfortably across an estimated 6,120 square foot lot with an estimated 3,376 square feet of livable space. The heart of this home is its updated kitchen, featuring granite countertops, solid cherry cabinetry, a built-in dry bar with glass doors, a spacious walk-in pantry, a built-in breakfast bar, and an upgraded six burner gas stovetop. This upgraded kitchen features 27-inch dual ovens, warmer, 48 built in refrigerator, built in microwave and a 45-bottle wine cooler neatly tucked beneath the granite-topped island. The living room also features a lovely brick fireplace with a granite mantle. An incredibly unique dual-sided solid cherry bookcase seamlessly connects the living room and the downstairs on-suite prioritizing character and utility. Head upstairs and discover the upstairs bedroom quarters, all featuring laminate flooring. The primary suite highlights a marble fireplace and a private balcony offering sweeping views of the 5th and 6th holes. The primary bathroom provides a spa-like experience with a soaking tub, a glass walk-in shower, dual vanities and sinks, and a dual-door walk-in closet with exceptional storage space. Three additional bedrooms and one bonus room complete the upstairs, with one bedroom featuring a private bathroom and a shower-in-tub, while other rooms have a shared bathroom. The backyard is perfect for entertaining, featuring a 5-hole private putting green and an access gate directly to the golf course, with ample space for outdoor seating to enjoy the serene golf course vistas. A significant convenience is the spacious three-car driveway, a rare feature on this street. This property also features two separate HVAC systems for year-round climate control. Residents of Dove Canyon enjoy a wealth of HOA amenities, including tennis and pickleball courts, a refreshing pool and jacuzzi, a clubhouse for gatherings, scenic horse trails, dedicated parks, and playgrounds, all within a secure, gated community with 24/7 guard service and low HOA dues.
Source: SANDIEGO #OC25104909
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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