110 Callis Cir West End, NC 27376
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About this home
Welcome to 110 Callis Circle in the vibrant, amenity-rich community of Seven Lakes West! This fabulous 4-bed, 2.5-bath home built in 2020 offers 2,600+ sq ft of fresh, modern living - all on a generous half-acre lot with a wonderfully flat backyard perfect for outdoor entertaining. The primary bedroom is conveniently located on the main level, giving you ease of access and everyday comfort. Inside the primary you'll find a large tile shower (an upscale spa-style touch), plus built-in organization in the closet to keep everything tidy and stylish. The open floorplan features a welcoming great room with vaulted, beamed ceiling and seamless flow into the kitchen and dining area — ideal for gatherings and everyday living. Upstairs features a guest suite with full bath and walk-in closet, plus two additional bedrooms, guest bath, and cozy flex space that would make for the perfect reading nook. Living at Seven Lakes West means access to exceptional amenities: The gated community features a beautifully maintained spring-fed lake, Lake Auman, around 1,000 acres in size, offering boating, fishing, swimming and scenic views. Residents enjoy access to beach areas, a marina, picnic and playground facilities, trails, tennis and pickleball courts, basketball and other court sports, a clubhouse with pool, playgrounds and social spaces to stay active, connect with neighbors, and enjoy resort-style living. From its move-in ready condition to its convenient layout (primary on main!), large backyard and the amazing lifestyle offered by Seven Lakes West, this home blends comfort, style and leisure. Whether you're keen to entertain, unwind, or enjoy active community living, this is a place to feel refreshed and inspired every day.
Source: NORTHCAROLINAREGIONAL #100539222
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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