110 Captain Hook Way Davenport, FL 33837
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About this home
Welcome to one of Crows Nest Estates homes. Much of the neighborhood was constructed in 2007. However, this beauty was CUSTOM-BUILT in 2014 and has been meticulously cared for ever since. Is a Beautiful Gated Community. HOME WITH VAULTED CEILINGS & NO CDD!! No need to wait for new construction! , with low taxes. This 4 Bedroom, 2 full Bath Home in Crows Nest Estates in Davenport is in pristine condition, high quality, tile on wet area, lots of natural light! beautiful Open Kitchen with large island, recessed ceiling light fixture and top-of-the-line stainless steel appliances, blinds in every room, ceiling fans in all the rooms, Walk in closet in master room, dual sink in master bathroom, indoor laundry room, 2 car garage with garage door opener, shelves to stay organize and two outdoor faucets. The large Family Room which has sliding doors that open up to a comfortable big and beautiful back yard!! Crows Nest Estate is a Gated Community featuring a playground ,sidewalk and sprinkler recycled. This magnificent home has it all! Including PAID OFF Solar Panel with a value of $25,000 & with a transferable warranty for 20 years. A must see!!!!!! For added privacy, the backyard is lined with a vinyl fence so you can relax and enjoy sitting out on the back patio or grilling out
Source: STELLAR #O6331355
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.