110 Littlefield Ln Brooklyn, MI 49230
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About this home
Welcome to your dream home at Lake Columbia! This beautiful 2-story residence at 110 Littlefield offers the perfect blend of spacious living and peek a boo lake views. With an ideal layout for entertaining and being a short walk to the local park, it's a great spot for everyone.The home's interior feels like it's straight out of a Pinterest magazine, thanks to light-colored wood flooring and fresh paint. The nice-sized kitchen features stone counters and a convenient walkout to your private deck, perfect for hosting a summer BBQ or enjoying your morning coffee.But the real magic lies just outside your door. Gaze upon the serene waters of Lake Columbia, a private, all-sports lake spanning approximately 840 acres. Known for its world-class fishing, the lake also boasts 16 parks and 9 boat ramps, ensuring endless opportunities for recreation and relaxation.When it's time for the big game, head down to the basement.This space is ready for all your family and friend events, complete with a cozy fireplace that will keep everyone nice and toasty. Beyond the lake, you'll find the charming downtown of Brooklyn just a few miles away. This vibrant community offers all the conveniences you need, from grocery stores and a variety of restaurants to doctor's offices and local shops. Don't miss your chance to own a piece of this lakeside paradise. Experience the best of both worldspeaceful lake living with all the amenities of a nearby town. Schedule your private showing today and start living the lake life you've always imagined!
Source: REALCOMP #55025046355
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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