1101 Myrtle Lake View Dr Fruitland Park, FL 34731
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About this home
Looking for space and versatility, could you use 6 bedrooms? This stunning 4-bedroom, 2-bath home offers 2 additional flex rooms currently being used as bedrooms and another large bonus room — perfect for a large family, guests, or even your own home office or gym. With over 3,400 square feet under roof, there’s room for everyone and everything! Take a video walk through now: https://vimeo.com/1115934703 Step inside to discover: A bright, open-concept layout with a spacious living room & dining room, A generous 12x24 game room — perfect for entertaining, homeschooling, or a playroom, A beautifully updated kitchen with two pantries, a center island with sink, and ample cabinet space, Newer LVP flooring, NEW ROOF (2020), and A/C (2018), Whole-home water filtration system (2025) for peace of mind. Love outdoor living? You’ll fall in love with the massive 28x16 screened-in porch, the brick-paver fire pit and charming pergola area — ideal for cozy evenings under the stars. Need space for hobbies or storage? The 12x10 Lark shed is ready to become your workshop, studio, or craft haven! The backyard is fully enclosed with superior vinyl fencing and features an 18’ wide double gate for easy access to the backyard via a quiet dead-end street in the rear for extra parking for boats or trailers. But that’s not all — your new home is just steps away from a community playground, and less than 2 miles from Fruitland Park’s top amenities: Public pool, Pavilions & picnic areas, Youth sports, movie nights, park days, and an annual BBQ cookoff, Lake Griffin State Park nearby with boat launch access to the Harris Chain of Lakes, Looking for nightlife or entertainment? You’re only 10 miles to Brownwood for live music, dining, theaters, and more! Tucked in a peaceful, friendly neighborhood, this home offers that rare combination of quiet seclusion and convenient access to everything you need. Book your private tour today.
Source: STELLAR #G5101709
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.