11018 Laurel Brook Ct Riverview, FL 33569
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About this home
Welcome to this charming 3-bedroom, 2-bath home in the highly desired Rivercrest community of Riverview. Offering just over 1,500 square feet of living space, this property features an open and functional floor plan perfect for both everyday living and entertaining. As you enter, you’re greeted by a versatile living and dining area that can easily serve as a home office or playroom. The spacious kitchen opens seamlessly to the family room, allowing you to stay connected while preparing meals, and it includes modern appliances, a pantry, and plenty of counter space. The master suite provides a private retreat with a walk-in closet and a full bathroom, while the split-bedroom layout ensures added privacy for family or guests. Throughout the home, high ceilings and wood laminate flooring in the main living areas create a warm and inviting feel. A two-car garage and additional street parking provide convenience, while the backyard offers space to relax or entertain. Buyers will also appreciate the peace of mind that comes with a roof being repaired prior to closing, which means the next owners can enjoy years of protection and reduced maintenance costs without having to budget for a major expense right after moving in. This significant improvement adds long-term value and security. Located on a quiet cul-de-sac with a lot size of approximately 5,500 square feet, this home also comes with access to Rivercrest’s resort-style amenities, including community pools, tennis and basketball courts, playgrounds, trails, and a clubhouse. The neighborhood’s low HOA fees make it even more appealing. With quick access to I-75 and Highway 301, as well as nearby shopping, dining, and top-rated schools, this move-in ready home is a wonderful opportunity for anyone looking to enjoy the best of Riverview living.
Source: STELLAR #TB8416525
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.