11019 SE 170th Lane Rd Summerfield, FL 34491
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About this home
Stonecrest is a 55+ gated golf course community with all the amenities and 4 pools (one indoor), and just a Bridge Away By Golf Cart To The Villages! Stunning 3/2 Lilly model by Armstrong with a 2 Car Garage + Golf Cart Garage, and a New Lift Master Garage Door Opener! HVAC 2022! Room for a Pool! You will Love This Open Concept Floor Plan with Spacious, Light and Bright, with soaring 10 ft ceilings, just perfect for Entertaining Friends and Family! The Kitchen features All New Stainless Appliances (2024), Wood cabinetry, a Pantry Closet, Butler's Window to Dining area, Plenty of counter space, and an Eat -in Area. The Split Floor Plan offers maximum Privacy for both the Owners and their Guest, with the Primary suite commanding one side of the home while the guest bedrooms and guest bathroom are located on the opposite side of the home. The Luxurious Primary suite offers a Walk in Closet, and an En Suite bathroom. The En Suite bathroom showcases two sink vanity, and a Tiled Walk in Shower. The dining area offers sliding door access to the Enclosed Lanai with Tile flooring, making it effortless to enjoy relaxing evenings soaking in the Beautiful Sun Sets, and Fantastic Florida weather! Stonecrest is a 55+ gated golf course community with all the amenities, pools, pickleball courts, softball, 18 hole championship golf course, Broad Stripes Golf & Social Club and over 80 different clubs to join! Stonecrest is just a bridge away by golf cart to the Villages. It is a community with Private Roads and 24 Hour Security! As a private gated golf course community, you can expect a high level of privacy and security. Overall, this home offers a combination of Tremendous Outdoor Space, luxurious features, a desirable location, and a secure community setting. A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST!
Source: STELLAR #G5097553
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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