1102 Deer Xing Salado, TX 76571
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About this home
Located on a peaceful cul-de-sac in the heart of Salado, this beautifully designed home sits on a generous 0.7-acre lot and offers a true retreat both inside and out. From the sparkling backyard pool to the separate storage shed with roll up door, every inch of this property is crafted with purpose and style. Inside, you’re welcomed by cathedral ceilings with wood beams that add depth and architectural interest. The polished, stylized concrete floors throughout the main living space set a bold tone, anchored by a stunning floor-to-ceiling stone fireplace that draws the eye and creates a warm focal point. The kitchen is large and functional, with granite countertops, extensive cabinet storage, and open sightlines to the spacious dining room and living areas—ideal for entertaining or daily life. The dining area easily accommodates large gatherings while remaining open and connected. Downstairs offers 4 bedrooms and 3 full bathrooms, including a guest bedroom with its own en-suite. The other two secondary bedrooms share a full bathroom with dual vanities. The primary suite feels like a private wing, complete with a garden tub, stone walk-in shower, dual vanities, and a massive walk-in closet that connects directly to an oversized laundry room with built-ins and a sink. Upstairs, a flex bonus room can serve as a media room, home office, or 5th bedroom. Additional highlights include a covered front porch, shaded back patio, side-entry garage, extended driveway, solar panels, central vac system and ceiling fans in every room for year-round comfort. All located within the highly rated Salado ISD, this home delivers unique finishes, generous space, and thoughtful features from top to bottom
Source: ACTRIS #8567682
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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