11026 Saffold Way Reston, VA 20190
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About this home
Welcome to this inviting 3-bedroom, 2.5-bath townhome in the heart of Reston, offering a lifestyle that balances convenience, community, and comfort. With an open floor plan, wide rooms, and a large kitchen at its center, this home was designed for gathering—whether it’s a quiet evening in or hosting friends and family. Step out onto the expansive deck, surrounded by trees, and enjoy a peaceful backdrop perfect for outdoor dining, entertaining, or relaxing. In the spring, the gorgeous tulip magnolia tree goes into full, dazzling bloom in the front yard, and bright pink azalea bushes in the back cheerily bloom multiple times a year. *The neighborhood – Hillcrest Cluster – offers an active, connected lifestyle with tennis courts, a pool, and playgrounds just steps away. The Hillcrest Cluster is one of the oldest and largest in Reston, with 173 homes on 28 acres, with beautiful, mature trees lining the streets. Trails weave through the community and connect you to Reston’s plentiful natural areas, and you’re only a mile from Reston’s Historic Washington Plaza at Lake Anne, home to the popular Lake Anne Coffee House and Wine Bar, seasonal farmers market, and local events. A short 5-minute drive takes you to Reston Town Center with its wide variety of shops and restaurants, while favorite dining spots at South Lakes are just 10 minutes away. Everyday needs are easily met with Trader Joe’s, Whole Foods, Harris Teeter, and Giant all nearby. *Commuting is simple with less than a 5-minute drive to the Dulles Toll Road and Wiehle-Reston East Metro Station, and just 10 minutes to Reston Station. Dulles Airport is 15 minutes away, and DC is accessible in about 35–40 minutes. *Recent updates add peace of mind, including a new HVAC system, Pella sliding glass doors, kitchen appliances, washer/dryer, bathroom vanities, a full interior repaint, and new carpet. With thoughtful upgrades throughout and access to all of Reston’s amenities, this home offers a wonderful opportunity to enjoy one of Northern Virginia’s most vibrant communities.
Source: BRIGHT #VAFX2274978
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.