1103 Oakwood Cir Henryetta, OK 74437
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About this home
WELCOME TO THIS STORYBOOK HOME located on a quiet cut-de-sac street in a desirable Henryetta neighborhood. This gorgeous home is well-maintained and ready for it's new owners! As you step inside, you'll immediately be greeted by the beautiful wooden staircase in front of you and a sitting room to the right. The sitting room features a brick wood burning fireplace, vaulted ceilings, heated floors and a view of the upstairs library. Just off of the sitting room you'll find the large living room, guest 1/2 bath and kitchen with an island and space for a small table. The downstairs is finished off with a tastefully painted dining room with large windows allowing an abundance of natural sun light and a separate laundry room. The over-sized Primary bedroom is located upstairs and features a large bathroom with a separate soaking tub and shower. At the opposite end of the hallway you'll find the two guest rooms and second full bath. In addition to all of these amenities, the backyard features a park-like setting, a saltwater pool and a pool house. The pool house holds a large open area with vaulted ceilings and a fireplace that can be gas or wood-burning, a fully functional kitchen with a bar and two 1/2 baths that share a shower. The same beautiful woodwork of the main house has thoughtfully been carried out to the pool house truly making this a property that people dream of owning. This is your chance to make this dream home yours! Approximately 45 mins to Tulsa and 90 mins to OKC. Seller is offering up to $20k in concessions. You can use the concessions for a rate buy-down, closing costs or to lower the purchase price. The choice is yours! Call to schedule your personal showing soon and be in your new home in time for end-of-summer entertaining.
Source: MLSTECHNOLOGY #2533184
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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