11033 Whittney Chase Dr Riverview, FL 33579
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About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath home nestled in the highly sought-after Summerfield community! Move-in ready and thoughtfully designed, this home offers modern comfort with a practical layout and access to fantastic neighborhood amenities. Inside, you'll love the open-concept great room—perfect for family gatherings and entertaining guests. The chef-inspired kitchen features stainless steel appliances and plenty of counter space, with multiple dining options including a breakfast bar, an eat-in area, and a formal dining room. The split floor plan provides added privacy, while the spacious primary suite boasts a dual vanity and a relaxing garden tub. Tile flooring runs throughout the main areas, and recent updates like a 3-year-old roof and energy-efficient UV-protected windows give you peace of mind. Enjoy outdoor living on the covered, pavered patio—ideal for hosting or relaxing outside. The community offers great amenities like a pool, clubhouse, fitness center, indoor basketball court, playground, and even a golf course. Located in a prime Riverview spot, this home is close to major highways, shopping, restaurants, and everyday conveniences. Don't miss out—schedule your private tour today and see all this wonderful home has to offer!
Source: STELLAR #TB8442947
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.