11054 Hanlon Terrace Aly # Al Winter Garden, FL 34787
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About this home
Welcome to this beautifully maintained 2021 CORNER-UNIT home, where COMFORT meets FUNCTIONALITY from the moment you arrive. Ideally located in a HIGHLY DEVELOPING AREA — with easy access to major HIGHWAYS, SHOPPING CENTERS, RESTAURANTS, and SCHOOLS, and just a few miles from DISNEY — BRICK-PAVED ENTRY and COVERED SEATING AREA create a warm and inviting first impression. Step inside to find a versatile OFFICE immediately to your right—complete with WINDOW TREATMENTS—and a GUEST HALF BATH conveniently located to the left. Continue through the foyer and discover an OPEN-CONCEPT layout complemented by NATURAL LIGHTING, designed for both EVERYDAY LIVING and ENTERTAINING. The KITCHEN features a GRANITE ISLAND with PENDANT LIGHTING, GRANITE COUNTERTOPS, and WHITE CABINETRY with CROWN MOLDING and sleek silver hardware. STAINLESS STEEL GE APPLIANCES—including a GLASS-TOP RANGE, microwave, dishwasher, and refrigerator—complete the space. The DINING AREA flows effortlessly into the LIVING ROOM, where CEILING FAN, MULTIPLE WINDOWS (with treatment), and NATURAL LIGHT enhance the space. Adjacent from the living room, FRENCH DOORS lead to a PRIVATE, PARTIALLY FENCED, BRICK-PAVED BACK PATIO that connects to a TWO-CAR GARAGE and BRICK-PAVED DRIVEWAY. Upstairs, the spacious MASTER SUITE offers a WALK-IN CLOSET and EN-SUITE BATH with a GLASS-ENCLOSED WALK-IN, TILED SURROUND SHOWER, and BUILT-IN BENCH. A DOUBLE VANITY with GRANITE COUNTERTOPS and matching white cabinets with silver hardware completes the space. On the opposite side of the master are TWO ADDITIONAL GUEST BEDROOMS, a full GUEST BATH, and a convenient UPSTAIRS LAUNDRY ROOM with conveying GE WASHER AND DRYER. This home offers more than just beautiful interiors—it offers a LIFESTYLE. There’s no doubt you’ll love the CONVENIENCE and ENERGY of this vibrant community. Come experience where comfort, style, and location come together in this place you’ll get to call “HOME.”
Source: STELLAR #O6316250
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.