111 Chambliss Ct Hendersonville, TN 37075
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About this home
***Motivated Seller Price Reduction $430,000***Don't miss this Stunning Home on the hill located in Hendersonville TN. This charming and move-in ready 3 bedroom, 2 bathroom home is located in one of Hendersonville's most desirable communities! This split-level beauty features three sides brick, a two-car garage, and thoughtful upgrades that combine comfort, style, and peace of mind. Step inside to find gleaming hardwood floors, a cozy fireplace, custom lighting, custom painted walls and a well-appointed kitchen with granite countertops perfect for everyday meals or entertaining. The spacious primary suite is conveniently located on the main level, while two additional bedrooms downstairs provide privacy and flexibility for family or guest. Major systems have been recently updated new HVAC 2023, new hot water heater 2023, new roof 2024, new stove 2024 and new refrigerator 2024. Also, enjoy your fenced deck and take advantage of the neighborhood playground just steps away. The home also includes a security system and a security storm door for added peace of mind. Situated in a top-rated school district, easy interstate access, hospital, restaurants, shopping, Old Hickory Lake and just minutes from downtown Nashville, local colleges and universities. Note: $500.00 carpet allowance for the downstairs bedrooms.
Source: REALTRACS #2929918
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.