111 Estes Cir Florissant, CO 80816
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About this home
Experience the perfect blend of modern comfort and mountain serenity in this brand-new ranch-style home nestled on 2 beautiful acres in Colorado Mountain Estates. Surrounded by open meadows and peaceful scenery, this property offers both privacy and a true Colorado lifestyle. Step inside to an open-concept layout with vaulted ceilings and an airy living space that flows seamlessly into a chef-inspired kitchen featuring a large island—perfect for entertaining family and friends. The spacious primary suite sits privately on one side of the home with a double vanity en-suite bath, while two additional bedrooms and a full bath are located on the opposite side, creating a functional and balanced floor plan. Enjoy thoughtful updates including new carpet in two bedrooms, a freshly graveled driveway, and an included Starlink kit for high-speed rural internet—ideal for working or streaming from home. The property’s meadow setting adds to the peaceful mountain atmosphere, making every sunrise and sunset feel like a retreat. Located just 30 minutes from Woodland Park, 25 minutes from Cripple Creek, and about an hour and a half from top ski resorts, you’re close to all the best outdoor recreation Colorado has to offer. Explore nearby attractions such as Mueller State Park, Pikes Peak, the Wolf Sanctuary, and the Cliff Dwellings, or enjoy countless hiking, biking, and wildlife opportunities in the surrounding area. With a low HOA per year and flexibility to attend Woodland Park or Cripple Creek schools, this move-in ready home is the ideal mountain escape. Don’t miss your chance to make your Colorado dream come true in this stunning, brand-new home in Florissant!
Source: PPMLS #3017099
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.