111 Walnut Way Kingsland, GA 31548
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About this home
If you're looking for space, style, and a relaxing view, this home checks all the boxes. With over 2,700 square feet, 5 bedrooms, 3 full bathrooms, and a triple car garage, there's room for everyone to spread out and enjoy. The kitchen is a dream for anyone who loves to cook or entertain, featuring stainless steel appliances, a double oven, solid surface countertops, and a big island. The primary bedroom has a gorgeous trey ceiling and leads into a spa-like bathroom with a separate shower, soaking tub, double vanity, and a huge walk-in closet. Tile flooring throughout the main floor and bathrooms makes cleanup easy, while cozy carpet keeps the upstairs and bedrooms comfortable. Upstairs there is an incredible flex space to use anyway you choose, gaming, office, craft space, etc., so many options! One of the best features is the screened porch stretches the full length of the house, perfect for relaxing or entertaining while enjoying peaceful lake views out back. This home has it all: space, style, and a great location. Come take a look, and end up staying!!
Source: GAMLS #10580436
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.