1110 36th St SE Paris, TX 75460
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About this home
Own a little bit of timeless southern charm with this one-of-a-kind home in Paris. The iconic home features 3 separate living areas, 5 bedrooms and exquisite details throughout. Every inch of this home was recently remodeled with the upmost of attention to detail while maintaining the character of the original build. The fine detail and design of this home cannot be remastered in a new build. You will find an unmatched trio of comfortability, proper use of space, and upscale finishings. Upon entering, the inlaid marble and true hardwood floor foyer leads to a sitting room or home office on one side & a large formal living on the other. The fireplace & floor-to-ceiling windows are warm and inviting for entertaining guests or family. The dining room, conveniently located adjacent to the kitchen, is large enough for a dining table the whole family can sit around. The kitchen, full of function & character, has carefully selected marble countertops and custom cabinetry with new appliances including double overs & a gas cooktop for the most seasoned chef. A third comfortable living area just off the kitchen makes spending time with loved ones enjoyable while still obtaining the feeling of being together while preparing or clearing a meal. Every bedroom is spacious enough for a king bed and has an adjacent bathroom. The large master suite with a sitting area has a spa-esque bathroom including a garden tub within the walk-in shower, separate vanities, and an island dresser inside the closet. Situated on a corner lot, the exterior of the home is just as impressive as the interior. A sprinkler system keeps the landscaping lush. Antiqued iron fencing leads into a quaint private courtyard perfect for drinking coffee or wine on the side of the home. Step out the back doors to a crushed granite terrace lined with azaleas and hydrangeas. This yard begs to host garden parties, showers and life's special moments. This home will always be known in Paris for its charm. Make it yours!
Source: NTREIS #21071381
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.