1110 Central Way Argyle, TX 76226
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About this home
SPECIAL Offer Available!! Seller is participating with Preferred Lender Shawn Richard with Guaranteed Rate to lower the Buyer's interest rate--saving thousands $$$. Call List Agent with questions about this amazing 2-1 buydown opportunity. Plenty of reasons to LOVE LANTANA and this home is one of them!! Come see this Highland Homes build for yourself...from the stone & brick front and pretty entryway to the forested green space in the back. Primary Bedroom retreat is on the 1st level with ensuite bath and large walk-in closet. With 3...yes, 3 desireable living areas. There is enough space for everyone! Two dining areas plus a breakfast bar at the island. Kitchen has great room flow and easy access to Formal Dining Room. Upstairs you'll find three spacious bedrooms, Jack&Jill bath and another full bath. Game Room and Media Room are upstairs as well. A dedicated office_study provides a perfectsetting for productivity. Convenient half bath located downstairs for guests. Five community pools, two fitness facilities, winding walk trails, playgrounds, Community Center, multiple sports courts for basketball, pickleball, and tennis. HOA covers front yard maintenance. Lots of functions throughout the year for all to enjoy and meet your neighbors. Lantana is a very supportive and encouraging community. Town Green is at the South Amenity Center (.9 mi away}, a beautiful setting for get togethers. Part of the Lifestyle Program within the community.
Source: NTREIS #21009721
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.