1110 S Quitman St Denver, CO 80219
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About this home
Assumable 3.25 % Loan - Huge Yard + Workshop. Freshly landscaped and full of charm, 1110 S Quitman Street is a well-maintained mid-century ranch offering 999 square feet of thoughtfully designed living space in a peaceful Denver neighborhood. This 2-bedroom, 1-bathroom home showcases original architectural details, including arched doorways, coved ceilings, and hardwood floors in the living and dining areas-blending vintage character with everyday livability. The spacious living room flows into a designated dining area, while the adjacent eat-in kitchen is bathed in natural light from a large skylight. Vintage charm shines through with original cabinetry and design accents. A hallway lined with built-in drawers and cabinetry adds practical storage, and both bedrooms are carpeted for comfort. One bedroom features a built-in vanity, an iconic touch of 1950s design. The freshly landscaped front and back yards create a tranquil outdoor retreat. Enjoy relaxing on the patio or spend time in the detached workshop, ideal for tools, hobbies, or creative projects. An attached tandem garage with a built-in workbench provides additional utility and storage. A hidden concrete pad in the backyard offers parking off the alley way. Located just a few blocks from Garfield Lake Park, residents can enjoy green space, trails, and playgrounds while staying close to Denver's urban core. This lovingly cared-for home offers timeless appeal in an established neighborhood setting.
Source: RECO #IR1039958
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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