1110 Saint Pauls Parrish Ln Johns Island, SC 29455
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About this home
Beautiful Marshfront Townhome on Johns IslandExperience Lowcountry living at its finest in this stunning marshfront townhome, just minutes from historic downtown Charleston, Kiawah Island, pristine beaches, and more. Sweeping marsh views set the tone for a lifestyle of beauty and convenience.The open floor plan features soaring 9-foot ceilings and abundant natural light. A spacious living area seamlessly flows into the chef's kitchen, complete with a large island, pantry, stainless steel appliances, gas range, 42-inch upgraded maple cabinets, and quartz countertops. Perfect for entertaining, this home offers an inviting setting for dinner parties, gatherings, or quiet evenings with family and friends.Upstairs, you'll find four generously sized bedrooms. TheThe primary suite boasts breathtaking marsh views, a spa-like en suite bath, and ample closet space. Additional baths also feature sleek quartz finishes. Practicality meets comfort with a single-car garage that accommodates two vehicles in tandem. On the exterior of the property, the long driveway allows for multiple cars. Continue through the garage to the marsh front patio. This is a great space for a home gym or to enjoy a winter fire. This patio rounds out the home's 3 outdoor living spaces: the back deck overlooking the marsh, the covered patio overlooking the marsh, and the covered front porch. Thoughtfully designed and meticulously maintained, this home offers both elegance and function. Priced under $700,000, this marshfront gem won't last long. Schedule your private showing today and discover the perfect blend of natural beauty and modern convenience.
Source: CTAR #25025015
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.