1110 Water Birch Round Rock, TX 78665
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About this home
$5,000 towards closing costs; see agent for details - Beautiful & spacious two story home, nestled in the desirable neighborhood of Eagle Ridge in Round Rock. As you step into the home, you are greeted by Luxury Vinyl Plank flooring that runs throughout the entire home - that's right, no carpet here! The formal living and dining rooms provide ample space for entertaining and holiday gatherings. The family room features a stone fireplace, ceiling fan, and crown molding (which also runs throughout the first floor), and flows into the breakfast nook and center island kitchen. The kitchen features granite counters, stainless steel appliances, corner pantry, and a built-in desk, perfect for working from home. Upstairs you'll find all the bedrooms, plus laundry room and an additional living area, which can be used as an office, game room, media room, whatever you need! The primary suite features plenty of space for all your large furniture, and full bath with dual vanity, garden tub, separate walk-in shower, and walk-in closet. The spacious backyard features a patio shaded by a nice large tree, plus a storage shed for your yard tools. Recent updates include the roof (4 years old), HVAC & Furnace (3 years old). Located in the heart of Eagle Ridge, you'll never be far from parks (including popular Meadow Lake Park & Old Settlers Park), showing, restaurants, and more! You'll also be a short drive to the Round Rock Outlets, Major Hospitals, Texas State Round Rock and ACC, plus Kalahari Resort! Come see this amazing home and make it yours today!
Source: ACTRIS #9184253
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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