11102 Butterfly Bush San Antonio, TX 78245
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About this home
CONCESSIONS AVAILABLE *2.65 VA assumable & USDA Qualified! Take a tour of this BIG TEXAS HOME which comes with PAID OFF Solar panels. 3,530 square feet- Welcome to 11102 Butterfly Bush, at the corner of Butterfly Bush & Winter Cherry in the sought after Spurs Ranch Community. Built in 2014, this New Leaf Home has been beautifully maintained. TOUR it today. 4.5-bath home offers over 3,500 sq ft of open living space Property Highlights: 4 Spacious Bedrooms with big walk-in closets, including three private ensuites, two deep soaking garden tubs, plus three stand alone showers. Two primary bedrooms are located downstairs. One primary has two separate vanities and two big walk-in closets. The guest half bath is conveniently located downstairs. This is a gourmet kitchen which features wrap-around granite counters, a large center island, bar seating, and rich dark mahogany wood soft close cabinetry. This home includes an elegant dining area with soaring ceilings and an open flow. Upstairs includes a bedroom with an ensuite, versatile open loft, a dedicated theater room. Furniture and audio/video components in theater room convey. Outside has a multi-level deck with spacious covered patio perfect for entertaining or unwinding in the evenings. Paid-Off Solar Panels = energy savings year-round. TWO AC units. Large 2 car Garage + Outdoor Shed for additional storage. Prime Location: Minutes from Loop 1604, Hwy 90, Costco, shopping, dining, and entertainment. Quick commute to Lackland AFB, downtown San Antonio, and Castroville. Enjoy the perks of a growing community with nearby schools, parks, and amenities. This home combines grand Texas style with thoughtful functionality.
Source: SABOR #1872349
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.