1111 Bristolwood St Brandon, FL 33510
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About this home
NO HOA! Must see this 3 BR 2 BA single family residence in Brandon, FL with attached 2-car garage! This solid concrete block construction home features a split bedroom plan, laminate floors in bedrooms and tile floors throughout the main areas. The spacious open-concept kitchen, living, and dining room arrangement creates a welcoming flow, highlighted by a beautiful wood-burning fireplace and a large window that fills the space with natural light. The west-facing property provides warm, golden light and beautiful sunset views, while its location on a quiet street offers safety and peace of mind. A small garden in the front yard adds charming curb appeal, complemented by a stunning mature palm tree that enhances the property’s character. Step outside to enjoy the beautiful outdoor lounge area on the open patio, complete with chain link fencing and rolled bamboo privacy panels, all overlooking a lush backyard filled with palm trees, vibrant plants, and greenery. A screened patio adds even more space for relaxing or entertaining. All appliances, including washer and dryer, are included, making this home truly move-in ready. With short-term leases allowed, it’s a fantastic investment opportunity as well as a personal residence. Seller financing available. Do not wait, it will not last long!
Source: STELLAR #P4936262
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.