1111 Shirley Dr Anderson, SC 29621
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About this home
Priced BELOW Appraisal. Welcome to 1111 Shirley Drive — a beautifully designed two-story home featuring two bedrooms and two bathrooms, perfectly positioned on the shores of Lake Broadway. This residence offers picturesque lake views and a lifestyle centered around comfort, functionality, and outdoor enjoyment. Upon entering the main level, you'll find a private guest suite or in-law quarters, a laundry area, and direct access to the spacious two-car garage. A door leads out to the back porch, while back inside stairs take you to the upper level, where the heart of the home awaits. Upstairs, an open-concept layout seamlessly blends the kitchen, dining room, and living room. Expansive windows in the dining area showcase breathtaking lake views and invite natural light throughout the space. The living room flows into a chef’s kitchen, complete with a large granite island, modern newer appliances, and a walk-in pantry that provides ample storage. The owner's suite, also on the upper level, offers a peaceful retreat with a walk-in closet and an adjoining sitting room — ideal for a home office, reading nook, or hobby space. Outside the porch spans the length of the home, offering an ideal setting for entertaining or simply unwinding while enjoying sunset views over the lake. This property truly shines outdoors. Along the lakefront, you’ll find multiple entertaining spaces, including a gazebo with a swing, a covered boat slip, and an oversized dock with a floating jet ski dock. A scenic boardwalk with steps into the water leads to a 10x10 pergola on a 13x12 deck — perfect for relaxing or hosting gatherings. Additional storage is available in the 16x10 outbuilding, included with the sale. Broadway Lake is approximately 300 acres, it features McFalls Landing Event Center, which has two public boat ramps, Pine Lake Golf Course with the Raines on Broadway Restaurant, which can easily be accessed by boat. There's also a public park with a boat ramp and a swimming area. The lake has no restrictions on boat or motor size and has no dock permit requirements. This home offers the perfect blend of tranquility, modern living, and lakefront recreation. Come check out this awesome home.
Source: GREENVILLESC #1558590
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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