1112 E Beresford Ave Deland, FL 32724
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About this home
Nestled on a picturesque 1.14-acre lot beneath the shade of grand old oak trees draped in Spanish moss, this charming 3-bedroom, 2 bath block home offers peaceful living with room to breathe and feels like home the moment you arrive. Step inside and enjoy the cool tile flooring that runs throughout most of the home, a cozy wood-burning fireplace perfect for chilly evenings, and a gas stove that makes country cooking a breeze. A bright and airy bonus room offers the perfect space for a home office, craft room, or sun-soaked reading nook. Step out back to a spacious 16x22 screened porch where you can sip coffee, listen to the birds, and take in the beauty of your land in total peace. Outside, the property offers everything you need for a slower, simpler lifestyle—plenty of open space, fenced backyard with gates, a handy shed for tools or storage, a two-car garage, and double-pane windows for year-round comfort. With its private well and septic tank, you’ll enjoy independence and lower monthly expenses, all while surrounded by nature and just a short drive from the heart of downtown DeLand. If you're looking for a solid, well-loved home with room to roam and the peace only country living can bring, this is the one. Come experience the charm of rural life in Delightful DeLand—schedule your private tour today!
Source: STELLAR #V4945133
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.