1112 Oak Grove Cir Lawrenceville, GA 30043
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About this home
Tucked away in a peaceful setting yet minutes from everything, this beautifully updated home offers the best of both worlds — privacy and convenience. NEW NEW NEW!!!!! Step inside to find a brand-new kitchen with modern cabinetry, REAL BUTCHER BLOCK countertops, and stainless steel appliances that make cooking and entertaining effortless. The new flooring flows throughout, creating a fresh, cohesive feel, while the new roof and gutters provide long-term peace of mind.All the bathrooms have been renovated and refreshed. NEW WINDOWS, NEW GARAGE DOORS, A HOME WARRANTY AND SPECIAL LENDER INCENTIVES. CALL FOR DETAILS. HURRY BECAUSE THIS WILL NOT LAST. With no HOA and no rental restrictions, this property gives you freedom — whether you’re looking for your next home, an investment, or a flexible short- or long-term rental opportunity. Outside, you’ll love the spacious yard surrounded by mature trees — a serene escape that feels miles away from the hustle, yet just minutes from shopping, dining, schools, and commuter routes. Highlights: NEW KITCHEN NEW GFARAGE DOORS NEW FLOORING ALL BATHROOMS REFRESHED AND REDONE No HOA & No Rental Restrictions — full ownership freedom New kitchen, new flooring, new gutters, newer roof Private lot that feels like the countryside — close to city conveniences Easy access to major highways, parks, and local shopping This is more than a home — it’s a lifestyle without limits. Schedule your showing today and experience the freedom of easy living
Source: FMLS #7663131
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.